Universal Credit is a means-tested benefit for people of working-age who are on a low income.
It replaces six existing means-tested benefits:
Income-based Jobseeker’s Allowance (JSA)
Income-related Employment and Support Allowance (ESA)
Child Tax Credit
Working Tax Credit.
The above six benefits are also known as legacy benefits.
Universal Credit is paid on a monthly basis (or twice-monthly if chosen in Scotland). How much money you will get is worked out in two steps. First, the Department for Work and Pensions (DWP) works out what it thinks you should need to live on, based on your household’s circumstances. Next, it takes away some of the income you have coming in.
In order to check your eligibility for this benefit, contact a Welfare Rights Adviser at Bute Advice Centre on 01700 502784 where a benefits check can be carried out.